Financial infrastructure for B2C & B2B

Modern finance. Simplified.

Borderless payments, virtual cards and crypto rails in one platform, with one identity onboarding that works across our regulated partners.

  • Virtual cards
  • Crypto on/off-ramp
  • Global payments
  • Platform API
RETAILERWAYVirtual

•••• •••• •••• 4821

Alex Morgan09/29

Identity verified

Verify once, reuse where supported

  • On/Off-RampReady
  • Virtual Card1 step left
  • Business AccountPending

Live ramp partners

ChangeNOWGuardarianStripe
Product

Everything you need to move money

Cards, payments, crypto rails and business tooling on one stack, with a consumer-grade experience on top.

Virtual Cards

Issue secure virtual cards for both consumer wallets and business spending flows with customizable limits.

Global Payments

Send and receive payments across borders with competitive exchange rates and low fees.

Crypto On/Off Ramp

Seamlessly convert between crypto and fiat currencies directly within your platform.

Business Accounts

Manage business finances with dedicated accounts, invoicing, and reporting tools.

API Integration

Integrate our powerful financial infrastructure into your own applications with ease.

Secure & Compliant

Built with industry-leading security and regulatory compliance at its core.

App experience

Your financial world, at a glance

Balances, cards and activity in one dashboard, on web and mobile.

Total Balance

$25,678.90 USD

+2.5% (30 days)
RETAILERWAY CardVirtual

**** **** **** 5678

10/27JANE DOE

Recent Transactions

AWS logo

Amazon Web Services

Mar 15

-$54.99

Starbucks logo

Starbucks

Mar 14

-$7.50

Salary badge

Salary

Mar 13

+$3,200.00

Netflix logo

Netflix

Mar 12

-$15.99

Partner Ecosystem

Trusted partners powering RETAILERWAY infrastructure

Our partner ecosystem is modular by design. Providers can be swapped with minimal code change while keeping the same product experience.

ChangeNOW logoStripe logoGuardarian
On-Ramp / Off-Ramp

Ramp Providers

ChangeNOW and Guardarian power on-ramp and off-ramp flows, while Stripe is integrated for on-ramp only. All are presented as one ramp stack inside RETAILERWAY.

Soon
Cards & Processing

Card Issuing Partner

Card issuing and processing partner slot reserved for the next announced integration.

Planned
Soon
KYC / AML / Risk

Compliance & Risk Partner

KYC, AML, and fraud tooling partner slot reserved for the next announced integration.

Planned
Soon
Treasury & Payouts

Treasury & Payout Partner

Treasury, disbursement, and settlement partner slot reserved for the next announced integration.

Planned
Identity Orchestration Layer

One identity onboarding, multiple regulated services

Verify once with RETAILERWAY. Where partners support it, your verified information is reused, so you are not asked for the same passport and selfie again. If a partner needs something extra, only that step is requested.

  1. 01

    Verify once

    Complete identity verification a single time with RETAILERWAY.

  2. 02

    Choose a service

    Pick on/off-ramp, cards, accounts or business services.

  3. 03

    Policy check

    We compare your verification against each partner's requirements.

  4. 04

    Only what is missing

    Ready instantly, or complete just the partner-specific extra step.

IdentityVerified

Available services

  • Guardarian On/Off-RampReady
  • Virtual CardOne additional check
  • Business AccountVerification pending

Vendor-neutral by design: works across verification providers. Each regulated partner remains responsible for its own KYC/AML decision and may require additional checks; RETAILERWAY does not claim a single verification is valid for every provider.

Built for B2C and B2B

One platform, tailored for both consumer and business finance

RETAILERWAY adapts the same financial infrastructure to two different needs: intuitive end-user journeys for consumers and deeper control layers for businesses.

For Individuals / B2C

A fast, intuitive finance layer for everyday users

Give consumers a clean wallet experience with instant card access, simple money movement, and a smoother path between digital and traditional finance.

Wallet & balance view→

Track balances, activity, and card usage from one simple dashboard.

Instant virtual cards→

Create cards in seconds for safer online payments and subscriptions.

Everyday transfers→

Support quick deposits, withdrawals, and daily payment flows with less friction.

Crypto on/off ramp→

Move between fiat and crypto with a familiar consumer experience.

Business outcome

Faster onboardingHigher payment successBetter daily engagement

For Businesses / B2B

Operational finance tools built for scale and control

Equip teams with programmable payment infrastructure, treasury visibility, and controlled spend management for high-volume business operations.

API-first infrastructure→

Connect cards, payouts, and account workflows directly into your platform.

Bulk payouts & settlements→

Handle vendor, partner, and treasury disbursements with fewer manual steps.

Team cards & limits→

Issue cards, set role-based controls, and manage spend policies centrally.

Reporting & reconciliation→

Monitor transaction activity and simplify finance operations across teams.

Business outcome

Lower ops overheadMore controlReady for multi-team scale
Trust & Compliance

Built with compliance in mind

RETAILERWAY is designed to help users access modern financial infrastructure with clarity, control, and high-trust operational standards.

Read about security & compliance
Built as financial platform infrastructure — not a bank.
Powered by licensed partners and resilient operational rails.
Secure architecture, layered controls, and modern compliance practices.
Verify your identity once — each regulated partner still makes its own KYC/AML decision.
FAQ

Questions, answered

Can't find what you need? Contact the team.

No. RETAILERWAY is a financial technology platform operated by RETAILERWAY LLC. Regulated activities such as card issuing, payments and crypto conversion are provided by licensed third-party partners. We do not directly store or custody user funds.

Ready to launch

Start your financial journey today

Move faster with premium financial infrastructure for cards, payments, and crypto-enabled experiences.

Create AccountNo friction. Clear onboarding. Platform-first UX.